{"id":58,"date":"2023-10-09T15:03:37","date_gmt":"2023-10-09T15:03:37","guid":{"rendered":"https:\/\/fb.universalwebdevelopment.co.uk\/?page_id=58"},"modified":"2023-10-23T12:18:35","modified_gmt":"2023-10-23T12:18:35","slug":"discounting","status":"publish","type":"page","link":"https:\/\/fb.universalwebdevelopment.co.uk\/index.php\/discounting\/","title":{"rendered":"Discounting"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||&#8221; custom_padding=&#8221;0px||0px||true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;180px|||&#8221; custom_padding_tablet=&#8221;40px|||&#8221; custom_padding_phone=&#8221;40px|||&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.22.2&#8243; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;77px&#8221; header_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;|||0px||&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;48px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Discounting<\/h1>\n<p>Discounting, a form of invoice finance, is a financial arrangement where a business uses its unpaid invoices as collateral to secure a loan from a financial institution.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/fb.universalwebdevelopment.co.uk\/index.php\/contact\/&#8221; button_text=&#8221;Schedule Your Free Consultation&#8221; 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title_text=&#8221;Signing a home loan purchase agreement with a real estate agent.&#8221; _builder_version=&#8221;4.22.2&#8243; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;50%&#8221; max_width_last_edited=&#8221;off|tablet&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;|-10vw|0px|&#8221; custom_margin_tablet=&#8221;|0vw||&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation_direction=&#8221;bottom&#8221; animation_delay=&#8221;500ms&#8221; animation_intensity_zoom=&#8221;5%&#8221; hover_enabled=&#8221;0&#8243; always_center_on_mobile=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;off|tablet&#8221; admin_label=&#8221;Image&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0|10vw|||false|false&#8221; custom_padding_tablet=&#8221;|10vw||&#8221; custom_padding_phone=&#8221;0|10vw|||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;0|0px|30px|0px|false|false&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/fb.universalwebdevelopment.co.uk\/wp-content\/uploads\/2023\/10\/mortgage-broker-41.jpg&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.16&#8243; border_radii=&#8221;||25vw|25vw|&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;About&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;|||30px&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Overview<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.22.2&#8243; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.8em&#8221; custom_margin=&#8221;|||30px&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Instead of selling the invoices outright, the business receives a loan based on the value of the invoices, minus a discount or interest. This provides immediate access to a portion of the invoice amount, helping the business manage cash flow and meet immediate financial needs. The business remains responsible for collecting the payment from its customers, and once received, repays the loan plus the agreed-upon discount. Discounting offers a convenient way for businesses to bridge gaps in funding caused by delayed invoice payments.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/fb.universalwebdevelopment.co.uk\/wp-content\/uploads\/2023\/10\/congratulations-your-loan-is-approved-2023-03-31-01-22-39-utc-scaled.jpg&#8221; title_text=&#8221;Congratulations, your loan is approved!&#8221; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Call To Action&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/fb.universalwebdevelopment.co.uk\/index.php\/contact\/&#8221; button_text=&#8221;Contact Us!&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.22.2&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#002089&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;rgba(0,0,0,0)&#8221; button_border_radius=&#8221;50px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Lato|900||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discounting Discounting, a form of invoice finance, is a financial arrangement where a business uses its unpaid invoices as collateral to secure a loan from a financial institution.OverviewInstead of selling the invoices outright, the business receives a loan based on the value of the invoices, minus a discount or interest. This provides immediate access to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-58","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Discounting - Finance Brokerage<\/title>\n<meta name=\"description\" content=\"Discounting, a form of invoice finance, is a financial arrangement where a business uses its unpaid invoices as collateral to secure a loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fb.universalwebdevelopment.co.uk\/index.php\/discounting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Discounting - 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